FINANCING

HOME IMPROVEMENT FINANCING

Our business partners with Artis Credit1 to offer financing so our valued customers have options when paying for home improvement projects. Promotional financing provides offers that cater to your needs, and allows you to keep more money in your pocket today.

A person is holding a cell phone in their hand.

Simple Online Application with Instant Decisioning

A hand is pointing at a checklist on a piece of paper.

Shop Offers Without Affecting Credit Score

A blue shopping cart icon on a white background.

5-Month Purchase Window to Spend On Your Loan

How our offerings work for you

A check mark in a black circle on a white background.

100% Financing, No Money Down

A check mark in a black circle on a white background.

Apply in Minutes - Fully Digital

A cell phone is displaying a screenshot of a credit card application.
A check mark in a black circle on a white background.

Receive Instant Approval

A check mark in a black circle on a white background.

No Early Payment Penalty On Any Loans

A check mark in a black circle on a white background.

Borrow from $3,100-$55,000

How to get started

A tablet with the words `` your merchant '' on it.

Request Application from Merchant

Ask your merchant for a link to the loan application. This can be sent to you via SMS or email.

A person is holding a cell phone in their hand.

Submit Application and View Offers

Submit a short online loan application, and shop financing offers. 

A blue dollar sign in a circle with three lines coming out of it.

Pay Your Merchant

With instant approval and funding, pay your merchant immediately.

Frequently Asked Questions

  • Why should I use Artis Credit?

    Artis Credit offers multiple promotional financing options that can address your budgetary needs. Instead of paying cash, keep more money in your pocket and get interest rates that are typically much lower than a credit card.

  • Where can I use my loan?

    Your loan is only valid to pay for products and services offered through the merchant you applied with.

  • How do I pay my contractor?

    Your contractor will request payments by sending an SMS message to the number you provide in your application. This message will include information on how to accept or reject payments. Once you accept a payment, your loan balance will increase by the amount of the payment.

  • When are my payments due?

    Your first payment will be due no fewer than 30 days from the date the merchant settles your transaction. Subsequent payments are due on that date every month for the duration of your loan term.

  • How does this impact my credit score?

    When you fill out an application and view available loan offers, our platform uses a soft pull of credit that will not impact your credit score. If you select an offer to move forward with, then we will run a hard pull of credit that may have a small impact on your credit score.

  • How long do I have to transact against my loan?

    Once your loan is approved, you have 5 months to transact against your loan with this business. This is also referred to as your purchase window.

  • How do I pay back my loan?

    For your convenience, Artis Credit takes payment online or by phone. Please visit artispayments.com or call 855-943-3485. For security purposes, be prepared to provide your Loan Number and Security PIN to verify your identity and process your payment if paying by phone.

  • What if I don’t use the full amount?

    No matter what amount you are approved for, you will only be responsible to pay back the amount you spend with your merchant during the purchase window, plus associated interest and fees.

Share by: